Thrifty Thursday

The following is a guest post from Rachael at Kitchen Courses:

The Super Ingredient: How To Create Three Meals From One $5 Ingredient

As a home cook, I’m always looking for ways to stretch an ingredient as well as a buck every once in a while. I want to eat amazing and delicious meals, but I don’t want to have to pay a ton of money to get them to my table. Most recently, I’ve stumbled into this idea of rolling ingredients over from one night to the next. It all started with this one ingredient: the whole roast chicken.

This one little chicken can come pretty cheap at the grocery store and can feed a family of four for dinner. A good deal, but nothing truly amazing, right?

I challenged myself to figure out how many meals or meal components I could come up with using just this one ingredient.  As it turns out, with some thoughtful planning, that five dollars is a real bargain that can morph into at least three meals this week. Here is how I made that $5 investment pay for itself:

  • Use one: Dinner tonight. Cut the breasts away from the bird and serve with rice pilaf and roasted broccoli. Take it a step further and use the pan drippings to create a homemade gravy.
  • Use two: Make the most of the meat. Pick the bird and pull all the remaining meat off the bone. Either store in an airtight container for use later in the week or in plastic bag in the freezer for even longer storage. When you’re ready to use the meat, mix it in to a homemade enchilada dish, add as a topping for homemade pizza, or mix into homemade pot pie filling.
  •  Use three: Create more stock at home than you could ever buy for that price! Place the entire carcass, bones, skin, and everything else into a pot filled with water and a few vegetables, like celery, onion, carrots, and a few fresh herbs. Simmer for four hours, then strain and divide among sealable plastic containers, or zip top bags. You can also do this without worrying about the stove by throwing everything into your crock pot and turning it on low for eight hours.

This stock is liquid gold, and is the best value you’ll be getting from this as you can make at least two batches of stock from one set of bones. When you’re ready to use the stock, add it to soups, risottos, or sauces. Stock can keep up to a week in an airtight container in the fridge or in the freezer for up to six months.

The great thing about these $5 chickens is really how much money you’re saving along the way. When you use one ingredient three times, it essentially ends up paying for itself and then some!

The best part about this method is that it doesn’t have to only be applied to chickens, but can be done with just about any type of meat that you find yourself eating. By rolling an ingredient over multiple times, you can practically make money in your own kitchen. Start rolling over your ingredients and you can see yourself saving even more money on your weekly meals!

Rachael is the blogger behind KitchenCourses.com and is the author of How to Cook For Yourself and Kick Start Your Kitchen. She writes about her passion for food, eating well while saving money, and inspires people to get familiar with their kitchens and cook for themselves.

Do you have a Thrifty idea? Did you save a ton of money this week? Do you have a Thrifty deal you want to share? If so, please leave a comment or link up below!

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Today I am recapping what I learned from my stockpile challenge at this time last year!

  1. Two people don’t need a huge food stockpile. If your stockpile is too big or disorganized, it causes waste.  Items can expire before they are used.
  2. Quit buying freebies at the drug store, just because they are free.  If you need it, and it is free, wonderful!!! If you don’t use the item or it is hard to donate, it just takes up space.
  3. Maintaining a stockpile takes time and effort. If you don’t keep up with it, it becomes a big unwieldy mess.
  4. Having a stockpile is a wonderful thing when an emergency happens. Emergencies are called emergencies because we can’t plan for them.  Use your stockpile in an emergency and don’t worry about replenishing it until the emergency is over.
  5. Rotating stock is important. Notice, I didn’t say it was easy.  If you use the new before you use the old, you are setting up your stockpile to expire or waste.  Always use older items before newer ones!

Do you have a Thrifty idea? Did you save a ton of money this week? Do you have a Thrifty deal you want to share? If so, please leave a comment or link up below!

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I know that this one is easier said than done.  I lived the eating out several times a week.  Oh, and it wasn’t very long ago. I really wish I had figured this out a long time ago, but sometimes, I have to learn the hard way.  If I can teach and run a blog full time and still manage to cook several times a week, you can too!  I know it.

Here are 5 reasons cooking at home saves you money:

  1. You don’t spend gas money or tip money. Let’s face it.  Eating out can be expensive.   But gas money is a real factor right now too.  If you eat out more than 3 times a week, I would venture to say you spend AT LEAST $5 extra in gas (probably more).  Plus, if you eat at a sit down restaurant, you have to leave a tip.  If you are eating at home, no one expects a tip beyond helping with the dishes, a compliment, or a hug.
  2. You can buy your ingredients frugally.  You don’t know where the restaurant bought it’s ingredients or how much they spent.  If you cook at home, you have control over where your food comes from and how much it costs (somewhat). Need tips on saving on your groceries?  Check out my Savvy Shopper course.
  3. You have leftovers and the food you buy goes to waste less often. If you really want to know, ask me how much of my stockpile expired between July-December.  I was sick, and I convinced myself one easy way out was to eat out more.  So much food that I already bought was wasted.  Leftovers are perfect for busy nights or lunches.  Taking a leftover meal to work or school for lunch is another way to save!
  4. You aren’t tempted to splurge on dessert or an appetizer (or for those of you who drink, a really expensive adult beverage).  The last time I looked at a dessert price in a restaurant, I just about fell over.  I could make 3 whole desserts for the price of one dessert serving at a restaurant.  Beyond the saving money part, do we really need a big meal AND a dessert or appetizer?  The answer is no.
  5. The meals we cook at home are generally healthier, more balanced, and better for you. This one depends on what your family eats honestly.  But since I have really changed my diet, I have a hard time finding things at restaurants that I can eat with a clear conscience.  If our bodies are healthier, that can save on future medical bills too!

Why do you choose to eat out or eat at home?  What can I do to help support those who want to cook at home more?

Do you have a Thrifty idea? Did you save a ton of money this week? Do you have a Thrifty deal you want to share? If so, please leave a comment or link up below!

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Today we have a guest post from Katrina, a long time reader!  She is working really hard to save money on great foods for her family, and today she has some ideas to share with you! While I am trying to eat better and less processed foods all the time, I am just not sure I am ready to give up my ranch dressing and A1 steak sauce quite yet!  ;) (And the best part is that Katrina assures me that is OK!)

I’m so excited Shelly has given me a chance to share with you on Thrifty Thursday. She is one of my blogging heroes!!

About six months ago, I got into a conversation with a friend who began challenging some of my ideas about “real” and “organic” foods. As a hardcore couponer, I had our family grocery shopping and budget figured down to the penny, so I assumed there was NO room in our budget for adjusting to more expensive foods just because of the “organic” hype. However, after some research and close examination of our food consumption, I skeptically decided to try to improve the way we ate, even if only a little bit. After all, I had mastered couponing. Couldn’t I master real foods on a budget too?

Now, I am writing a blog called The Poorganic Life, where I talk about keeping your food and your faith REAL so that you can be generous with others. We don’t eat “organically” per se, but rather what I call “poorganically.” The whole point of being “poorganic” is to eat unprocessed foods, save money, and then . . . give away your savings! Try it; it’s AWESOME.

Today, our food budget is only a little more than it was before, but I’ve cut out almost ALL processed foods. We aren’t extremists or purists by any means, but here are a few tips that I’ve found help us to stay thrifty and healthy.

1. Ditch processed foods. If you’re not sure whether or not your food is processed, follow the 5 ingredient rule. Foods with more than five ingredients (made by someone other than you) can be considered “processed.”  This includes meats with dozens of preservatives, margarine blends, salad dressings, and snack foods. Obviously, there are exceptions like trail mix, where the items aren’t processed, but generally speaking, the five ingredient rule is a good guideline for avoiding added sugar, salt, and preservatives.

WHAT?!?! I hear you saying. That eliminates at least half of the food I get with coupons! Save that money for buying single ingredients and PRODUCE.

2. Allocate at least one-third of your food budget for fruits and vegetables. Grow your food or buy it from a local farmer. If that isn’t an option (in winter), buy organic produce. If you can’t afford organic, buy conventional produce and wash it thoroughly.

Most grocery stores contain “local” produce that is at least from your state.  Even buying frozen or canned produce is better than filling up on processed foods.  In the winter I buy lots of inexpensive produce from a co-op or ALDI, which is not local, but is better than garbage food.

3. Throw away the processed food coupons. This will be VERY hard if you are a serious bargain hunter like I was. You will feel like you are throwing money right into the trash; however, you will actually be freeing up the time and money you need to find real food deals. If you don’t have the coupon for those items, you will probably not be tempted to buy the item.

4. Adjust the way you coupon. There ARE good coupons for many real foods, but it takes a while to learn the brands and costs. Be willing to adjust your buy prices, knowing that eliminating so many processed foods (even free or cheap ones) has created space for buying slightly more expensive REAL foods. Use Shelly’s coupon database to search for coupons for real foods which don’t necessarily go on sale. Save real food coupons for coupon promotions like Harris Teeter Super Doubles. Then stock up on real food essentials like organic peanut butter, oatmeal, rice, or Muir Glen organic tomato products.

5. Shop and coupon the pharmacies!! One area that you don’t want to coupon less is with your non-food items. Devote your couponing time and effort to getting lots of great deals on paper goods, cleaning supplies, personal hygiene products, diapers, and office supplies. Making the most of your savings at CVS, Walgreens, Rite Aid, and office stores will provide a bit more cushion in your grocery budget for real food. Our food budget has increased about $30-40 a month, but I’ve made up about $20 of that by saving money at the pharmacy.

6. Buy from bulk bins. If you have access to a store that has bulk dry goods and spices, SHOP THERE! I shop at Earth Fare for all my dry goods and spices and get much better prices than I could get couponing for those items. I make homemade granola, bread, soups, and hummus all from items I get in the bulk bin. Spices are a fraction of the cost and you can get small amounts for the spices that you use infrequently.

I hope these tips encourage you to try eating real foods. You can find some more tips to Eating Poorganically at The Poorganic Life.

Do you have a Thrifty idea? Did you save a ton of money this week? Do you have a Thrifty deal you want to share? If so, please leave a comment or link up below!

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Well, finally a topic that I have plenty of experience with!  Ways to save money when you are sick!

(I am not focusing on what you can do to prevent illness today, that will be another time!)

P.S.  I am not a doctor, so don’t construe this as medical advice.  These tips will simply help you save a little money when you or someone in your family gets sick.

1. Drink lots of water.  Almost any illness you have, you need plenty of water.   And the best part is that it is cheap or free!  This might be hard for you diet Coke addicts, but water is good for you anytime and especially when you are sick. (In most cases that is.)

2. Keep a supply of tissues.  I generally pay less than $1 for a really good box of tissues, and sometimes I can get them for free.  Nothing bugs me more than to have to pay full price for tissues!  Plus, it is no fun to go to the store when you are sick.  Find a spot in your house for storage, and keep a supply of tissues on hand.  Now you are prepared.  (Because you know when one person needs them, some others will probably follow.)

3. Rest.  It is cheap, free, and can help you get back on your feet sooner.  I know that this sounds like easy advice from a woman with no children.  I realize you moms out there aren’t always able to get the rest you need when you are sick.  But… try to go to bed a little earlier or sleep in a few minutes.  Rest helps your body heal, and you will be able to get back to your everyday routine soon.

4. Chicken soup, crackers, or soft foods can come from your stockpile.  Depending on what is wrong with you, you might need some special food to help you feel better.  It is much easier to get these from your stockpile vs. the store.  Match your foods to how you are feeling, and yes, I think a little comfort food can be in order when you are sick.  No, I don’t tell your husband I said it was ok to eat that half gallon of ice cream.  ;)

5. Use coupons to get OTC medicines at rock bottom prices.  If you have to resort to taking some medicine to help you heal or relieve symptoms, it is better to have a little on hand that you bought really cheap.  That doesn’t mean you should have 10 bottles of Nyquil, and no one in your house uses it.  That means  you should keep 1-2 packs of the medicine your family uses most often on hand.  Rotate it out to ensure that it doesn’t expire.

Illness can be expensive!  What little tips have you found to save money, but still be comfortable and get well?

Do you have a Thrifty idea? Did you save a ton of money this week? Do you have a Thrifty deal you want to share? If so, please leave a comment or link up below!

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I am really trying to focus on saving money for Thrifty Thursday, especially since we started the Erase Your Debt Series.  I have been really racking my brain to come up with some ideas to help you all save on your monthly expenses.

Top 5 Ways to Save On Phone Costs:

    1. Ditch your home phone. The reality is that most phone calls that are important happen on a cell phone nowadays.  If you are paying for everyone in your family to have a cell phone, don’t pay the extra monthly cost to carry that home phone.
    2. If you simply can’t ditch the home phone, go with Magic Jack, Vonage, or bundle your service with your cable company.  Seriously.  My local phone company is about the most expensive option out there. (ALWAYS shop around of course.)
    3. Keep your “dumb” cell phone, if you still have one. :)   (Or whatever you call the opposite of a smart phone.)  Smart phones are expensive, and so is the monthly data fee.  If you don’t really need a smart phone, keep your older model or buy one of the few non-smart phone models out there.  It will save you a lot of money.
    4. Don’t fall for unlimited texting, if you don’t need it.  I will be the first to admit that most teenagers with cell phones need unlimited texting.  Some adults I have met need it too.  However, many people would do fine with a smaller plan.  I get 500 texts a month for $5.  I never use that many.  Hubby sends very few texts. We figured out that each month he sends less than 50 we are saving, and that is all the time.  (Texts for him cost $.10 each.)
    5. Set up blocks on your cell phone account.  Until I started texting, I actually blocked it on my phone.  That way I didn’t have to pay for those crazy wrong number texts everyone gets.  I imagine most of us have had unwanted charges on our phone bills.  Many times you can block users from ordering things or using certain features.  Contact your cell phone company for more details.

Do you have a Thrifty idea? Did you save a ton of money this week? Do you have a Thrifty deal you want to share? If so, please leave a comment or link up below!

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Today I am going to talk about 2 ways to reduce your bills.  I want to encourage you to analyze your bills in two ways to help you get started on Erasing Your Debt.

1. Analyze your bills for items you don’t want or need anymore. I know that for a while we were paying $20 a month for a gym subscription that we weren’t even using any more.  It was billed to our checking account monthly, and because it was automatic, we didn’t think twice about it.

  • Look for extra cable channels you don’t use (or cut cable entirely).
  • Check your phone bill.  Any features you aren’t using? Do you really need a cell phone and a home phone?
  • Make sure you aren’t paying for any subscriptions like gym, magazines, or movies that you aren’t using. (Or if you really need to cut back, maybe look for something you can give up.)
  • Make sure you aren’t paying too much interest.  Interest rates have dropped.  I am not encouraging you to refinance to extend terms. But if you have a car at 6.99% for 42 more months, call a bank or two and see if they can beat that interest rate for the same term.  (Make sure the savings are worth your effort.)

2. Analyze your bills for mistakes that companies make.

  • I was once charged a $20 tip on my card by a server at a restaurant.  I try to tip generously, but not that much!  If I had not watched my statement, I may not have realized.
  • Sometimes fees are applied to our bills that aren’t agreed upon.  You can dispute these.  Once, the cable company charged me an installation fee after I had specifically asked if there was one.  I called and they took it off.
  • If you are using your credit card AT ALL, look at your statement each month to be sure you know what you are paying for and who is charging you.
  • If you get charged late fees, call the company immediately and pay them.  If you are a good customer, they will sometimes waive the fee.

Have you analyzed your bills lately?  Have you found a way to save you would like to share?

Do you have a Thrifty idea? Did you save a ton of money this week? Do you have a Thrifty deal you want to share? If so, please leave a comment or link up below!

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